Access Funding You Cannot Obtain Elsewhere

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Fast and flexible financing

Many business owners are turning to alternative lending options and steering clear of banks and their meticulous loan qualifications. Our objective is to help make your business more efficient and more profitable. We do so by providing alternative lending that will build your business credit score.

We work very closely with DNBi (Dun & Bradstreet) to triple your business activity from month to month. Our goal with our vast knowledge and industry expertise is to help you in accomplishing your company goals.

So remember, do not just trust any company that can give you money; trust a company that can give you money and make your business credit score grow.

Our Services Include

  • Underwriting in 30 minutes or less
  • Poor credit is acceptable
  • Facilitating Funding for Growth to Over 800+ Industries
  • Daily - Weekly Payments
  • 5 – 10 Percent Early Payoff Discount
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WA

Washington: $145,000 merchant cash advance for grocery store

OR

Oregon: $50,000 merchant cash advance for Private security service

CA

California: $1,200,000 merchant cash advance for trucking company

AZ

Arizona: $75,000 Merchant Cash Advance for gym/yoga studio

UT

Utah: $125,000 Merchant Cash Advance for rental car company

NV

Nevada: $25,000 merchant cash advance for limousine service.

ID

Idaho: $100,000 Merchant Cash Advance for manufacture business

MT

Montana: $35,000 Merchant Cash Advance for hardware store.

ND

North Dakota: $25,000 Merchant Cash Advance for gym/fitness store

SD

South Dakota: $250,000 merchant cash advance for equipment wholesaler

NE

Nebraska: $45,000 merchant cash advance for plumbing company

KS

Kansas: $145,000 merchant cash advance for hotel expansion

OK

Oklahoma: $250,000 merchant cash advance for equipment wholesaler shipping/courier store

TX

Texas: $625,000 Merchant Cash Advance for home building company

CO

Colorado: $150,000 merchant cash advance for medical marijuana dispensary

NM

New Mexico: $180,000 merchant cash advance for Restaurant/Bar & Lounge.

WY

Wyoming: $75,000 merchant cash advance for Doctor medical practice

LA

Louisiana: $35,000 merchant cash advance for retail store

AR

Arkansas: $45,000 merchant cash advance for auto repair shop

MO

Missouri: $25,000 merchant cash advance for juice bar/salad center

IA

Iowa: $250,000 merchant cash advance for burger king franchise restaurant

MN

Minnesota: $250,000 Merchant Cash Advance for urgent care medical center

WI

Wisconsin: $24,000 Merchant Cash Advance cosmetic store

AK

Alaska: $25,000 Merchant Cash Advance for trucking delivery company

IL

Illinois: $95,000 merchant cash advance for beauty salon and spa

KY

Kentucky: $25,000 Merchant Cash Advance for laundromat & dry cleaners

MS

Mississippi: $65,000 Merchant Cash Advance for supermarket/grocery store

AL

Alabama: $16,000 Merchant Cash Advance for a landscaping business

GA

Georgia: $185,000 merchant cash advance for auto dealership

FL

Florida: $225,000 Merchant Cash Advance for medical practice

SC

South Carolina: $20,000 Merchant Cash Advance for florist

NC

North Carolina: $100,000 merchant cash advance for nursing home senior center

VA

Virginia: $40,000 merchant cash advance for car wash

WV

West Virginia: $75,000 Merchant Cash Advance for auto repair/ dealership.

OH

Ohio: $15,000 Merchant Cash Advance for e-commerce business.

MI

Michigan: $325,000 Merchant cash advance for maritime shipping company

IN

Indiana: $270,000 Merchant cash advance for landscaping company.

PA

Pennsylvania: $90,000 Merchant Cash Advance for jewelry store

NY

New York: $235,000 merchant cash advance for a restaurant/café

DE

Delaware: $35,000 Merchant Cash Advance for accounting/capital firm

CT

Connecticut: $60,000 merchant cash advance for insurance agency

MA

Massachusetts: $155,000 merchant cash advance for gas station and convenience store expansion

MA

Maryland: $150,000 Merchant cash advance for pharmacy.

RI

Rhode Island: $95,000 merchant cash advance for auto part store

NJ

New Jersey: $82,000 merchant cash advance for dentist practice

NH

New Hampshire: $100,000 Merchant Cash Advance for veterinarian/pet hospital.

VT

Vermont: $60,000 Merchant Cash Advance for bed and breakfast

ME

Maine: $275,000 Merchant Cash Advance for metal manufacture company

HI

Hawaii: $150,000 merchant cash advance for a restaurant.

TN

Tennessee: $750,000 Merchant cash advance for Organic produce business

DC

DC: $75,000 Merchant Cash Event Law Firm Practice

MD

Maryland: $50,000 Merchant Cash Events 

Unlock access to see what we can do for you

If you’re looking to grow your business, you may find various types of working capital—from Merchant Cash Advances to lines of credit. But one of the most common ways to fund your business is with merchant financing.

Merchant financing is a type of funding that an organization or individual provides to pay for inventory, equipment, expansion, or other business expenses. The hallmark of this kind of business financing is that it has a set maturity date; that is, there is a fixed date by which the business must pay off the balance.

Merchant financing through Vault Capital is more lucrative for your business by providing direct and quick funding. 

Merchant financing through Vault Capital may be right for your business if:

  • You have Receivables coming in that haven't hit your bank
  • Your business has a minimum of $10,000 in monthly gross revenue

  • You’ve been in business for at least 4 months

  • Your monthly revenue is relatively stable

First, Vault Capital can help you access business capital from $5,000 up to $5,000,000. Merchant financing with vault can have a range of terms, from 4 to 10 months. That means your business can access, for example, short-term financing for inventory, then sell your merchandise and pay off everything quickly. Or, you can get longer-term financing and take your time paying back what your business borrowed.

Also, the amount of business financing your business qualifies for is based on your industry, time in business, monthly revenue, and other factors. While personal credit of the business owner is considered, a perfect credit score is not required.

The online application takes only minutes; if your business is approved, funds can be wired to your business bank account in as little as 1 business day. Plus, we only need the application and 3 months’ bank statements to get things started.

​You can use the merchant financing for nearly any business need:

  • Improvements: general upgrades, expansion, point of sale upgrades, or seasonal upgrades

  • Day-to-Day Expenses: payroll, taxes, accounts payable, hiring, or advertising

  • Operations: product development, business taxes, training, paying vendors, or trade shows

  • Cost Management: improvements, seasonal downturns, partner buy-out, timely business opportunities, or expansion and growth

Things we focus on

  • Business Consulting Services
  • Alternative Lending
  • Business Growth and Expansion
  • Business Development
  • Merchant Cash Advance
  • Building Relationships
Financing specialist closing a deal with clients

Access the Vault and Experience the Best we Have to Offer